Fixed Index Universal Life Insurance

The life insurance of the future – available today

Allianz Life Insurance Company of North America (Allianz^®) offers innovative fixed-index universal life insurance products. FIUL provides affordable permanent life insurance protection with the potential for gains to your accumulation value, while providing a guarantee of your principal.

More than just financial protection in case something happens

When it comes to life insurance you have many choices. But an insurance policy that simply pays when you die may fall short of your increasingly complex financial needs. A fixed index universal life insurance policy can meet the more immediate concerns that you may have, such as:

• What if I have an accident or a serious injury that keeps me from working?
• How will I pay the bills during my recovery?
• If I have a heart attack or get cancer, how will I cover the costs of treatment and still take care of my family?

Our fixed index universal life products address these concerns by offering:

• Powerful accumulation potential using fixed-index crediting methods that could increase the value of your policy, which you can use as a retirement income stream.
• Choose-a-Guarantee, for exceptional control over your death benefit coverage.
• Premium payments are not required after age 100.
• Flexible premium and optional riders for a personalized plan of insurance. Optional riders may be available at an additional cost.

Contact a financial professional to learn more about Allianz Life fixed index life insurance products.

Guarantees are backed by the financial strength and claims paying ability of Allianz Life Insurance Company of North America.